/* ============================================
   MEYERTRUST CLONE — Complete Styles
   ============================================ */
:root {
  --bg-primary: #050508;
  --bg-secondary: #0a0a12;
  --bg-card: #111122;
  --bg-card-hover: #1a1a30;
  --bg-dark: #08080f;
  --accent: #00e676;
  --accent-hover: #00c853;
  --accent-dim: rgba(0, 230, 118, 0.15);
  --gold: #ffd700;
  --gold-dim: rgba(255, 215, 0, 0.15);
  --text: #ffffff;
  --text-secondary: #a0a0b8;
  --text-muted: #6b6b85;
  --border: #1e1e35;
  --border-light: #2a2a45;
  --danger: #ff4757;
  --success: #00e676;
  --radius: 12px;
  --radius-lg: 20px;
  --radius-full: 9999px;
  --transition: 0.3s ease;
  --max-width: 1200px;
  --nav-height: 72px;
  --font: 'Inter', -apple-system, BlinkMacSystemFont, sans-serif;
}

/* RESET */
*, *::before, *::after { margin: 0; padding: 0; box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  font-family: var(--font);
  background: var(--bg-primary);
  color: var(--text);
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
  overflow-x: hidden;
}
a { color: inherit; text-decoration: none; }
ul { list-style: none; }
img { max-width: 100%; display: block; }
button { cursor: pointer; font-family: inherit; border: none; background: none; color: inherit; }
input { font-family: inherit; }

/* CONTAINER */
.container { width: 100%; max-width: var(--max-width); margin: 0 auto; padding: 0 24px; }

/* ============================================
   NAVBAR
   ============================================ */
.navbar {
  position: fixed; top: 0; left: 0; right: 0; z-index: 1000;
  height: var(--nav-height);
  background: rgba(5, 5, 8, 0.85);
  backdrop-filter: blur(20px);
  -webkit-backdrop-filter: blur(20px);
  border-bottom: 1px solid var(--border);
  transition: var(--transition);
}
.navbar.scrolled { background: rgba(5, 5, 8, 0.98); }
.nav-container {
  display: flex; align-items: center; justify-content: space-between;
  height: 100%;
}
.logo { display: flex; align-items: center; gap: 10px; }
.logo-icon { width: 32px; height: 32px; flex-shrink: 0; }
.logo-text {
  font-size: 18px; font-weight: 700; letter-spacing: -0.5px;
  background: linear-gradient(135deg, #fff 60%, var(--accent));
  -webkit-background-clip: text; -webkit-text-fill-color: transparent;
  background-clip: text;
}
.logo-sub {
  display: block; font-size: 10px; font-weight: 400;
  letter-spacing: 0.5px; opacity: 0.6;
  -webkit-text-fill-color: var(--text-secondary);
}
.nav-links { display: flex; gap: 32px; }
.nav-links a {
  font-size: 14px; font-weight: 500; color: var(--text-secondary);
  transition: var(--transition); position: relative;
}
.nav-links a:hover { color: var(--text); }
.nav-links a::after {
  content: ''; position: absolute; bottom: -4px; left: 0; right: 0;
  height: 2px; background: var(--accent); transform: scaleX(0);
  transition: var(--transition);
}
.nav-links a:hover::after { transform: scaleX(1); }
.nav-actions { display: flex; gap: 12px; }

/* BUTTONS */
.btn {
  display: inline-flex; align-items: center; justify-content: center;
  font-weight: 600; border-radius: var(--radius-full);
  transition: var(--transition); white-space: nowrap;
  font-family: var(--font);
}
.btn-primary { background: var(--accent); color: #000; }
.btn-primary:hover { background: var(--accent-hover); transform: translateY(-1px); box-shadow: 0 8px 30px rgba(0, 230, 118, 0.3); }
.btn-outline {
  background: transparent; color: var(--text); border: 1px solid var(--border-light);
}
.btn-outline:hover { border-color: var(--accent); color: var(--accent); }
.btn-sm { padding: 8px 20px; font-size: 13px; }
.btn-lg { padding: 14px 32px; font-size: 15px; }

/* HAMBURGER */
.hamburger { display: none; flex-direction: column; gap: 5px; padding: 4px; }
.hamburger span {
  display: block; width: 24px; height: 2px; background: var(--text);
  border-radius: 2px; transition: var(--transition);
}
.hamburger.active span:nth-child(1) { transform: rotate(45deg) translate(5px, 5px); }
.hamburger.active span:nth-child(2) { opacity: 0; }
.hamburger.active span:nth-child(3) { transform: rotate(-45deg) translate(5px, -5px); }

/* ============================================
   TICKER
   ============================================ */
.ticker-wrap {
  position: fixed; top: var(--nav-height); left: 0; right: 0; z-index: 999;
  background: var(--bg-secondary); border-bottom: 1px solid var(--border);
  overflow: hidden; height: 32px;
}
.ticker {
  display: flex; gap: 8px;
  animation: ticker-scroll 40s linear infinite;
  white-space: nowrap; padding: 6px 0;
  font-size: 13px; font-weight: 500; color: var(--text-secondary);
}
.ticker-up { color: var(--accent); }
.ticker-down { color: var(--danger); }
.ticker.paused { animation-play-state: paused; }
@keyframes ticker-scroll {
  0% { transform: translateX(0); }
  100% { transform: translateX(-50%); }
}

/* ============================================
   HERO
   ============================================ */
.hero {
  padding-top: calc(var(--nav-height) + 32px);
  min-height: 100vh; display: flex; align-items: center;
  position: relative; overflow: hidden;
}
.hero-bg {
  position: absolute; inset: 0; z-index: 0;
  background-size: cover; background-position: center; opacity:0.25;
  pointer-events: none;
}
.hero-content { position: relative; z-index: 1; text-align: center; }
.hero-badges {
  display: inline-flex; gap: 8px; align-items: center;
  font-size: 13px; font-weight: 500; color: var(--accent);
  padding: 8px 20px; border: 1px solid var(--accent-dim);
  border-radius: var(--radius-full); margin-bottom: 32px;
}
.hero-badges .dot { color: var(--text-muted); }
.hero-title {
  font-size: clamp(48px, 8vw, 80px); font-weight: 900;
  line-height: 1.05; letter-spacing: -2px; margin-bottom: 24px;
  background: linear-gradient(135deg, #fff 40%, var(--accent) 100%);
  -webkit-background-clip: text; -webkit-text-fill-color: transparent;
  background-clip: text;
}
.hero-subtitle {
  font-size: 18px; color: var(--text-secondary); max-width: 700px;
  margin: 0 auto 40px; line-height: 1.7;
}
.hero-actions { display: flex; gap: 16px; justify-content: center; flex-wrap: wrap; }
.hero-trust {
  display: flex; gap: 32px; justify-content: center; margin-top: 48px;
  flex-wrap: wrap;
}
.trust-item { display: flex; align-items: center; gap: 8px; font-size: 14px; color: var(--text-secondary); }
.trust-item svg { width: 20px; height: 20px; }

/* ============================================
   STATS
   ============================================ */
.stats {
  padding: 80px 0;
  background: linear-gradient(180deg, var(--bg-primary) 0%, var(--bg-secondary) 100%);
}
.stats-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 24px; }
.stat-card {
  text-align: center; padding: 32px 20px; border-radius: var(--radius);
  border: 1px solid var(--border); background: var(--bg-card);
  transition: var(--transition);
}
.stat-card:hover { border-color: var(--accent-dim); transform: translateY(-4px); }
.stat-value { font-size: 42px; font-weight: 800; color: var(--accent); margin-bottom: 8px; }
.stat-label { font-size: 15px; color: var(--text-secondary); }

/* ============================================
   SECTION COMMON
   ============================================ */
.section { padding: 100px 0; }
.section-dark { background: var(--bg-secondary); }
.section-label {
  display: inline-block; font-size: 13px; font-weight: 600;
  color: var(--accent); text-transform: uppercase; letter-spacing: 2px;
  margin-bottom: 16px;
}
.section-title {
  font-size: clamp(32px, 5vw, 48px); font-weight: 800;
  line-height: 1.15; letter-spacing: -1px; margin-bottom: 16px;
}
.section-desc {
  font-size: 17px; color: var(--text-secondary); max-width: 650px;
  margin-bottom: 48px; line-height: 1.7;
}
.section-cta { text-align: center; margin-top: 48px; display: flex; gap: 16px; justify-content: center; flex-wrap: wrap; }
.cta-sub { font-size: 14px; color: var(--text-muted); margin-top: 12px; width: 100%; }

/* ============================================
   401K STEPS
   ============================================ */
.steps-grid { display: grid; grid-template-columns: repeat(5, 1fr); gap: 20px; }
.step-card {
  padding: 32px 20px; border-radius: var(--radius); border: 1px solid var(--border);
  background: var(--bg-card); text-align: center; transition: var(--transition);
}
.step-card:hover { border-color: var(--accent-dim); transform: translateY(-4px); }
.step-num { font-size: 12px; font-weight: 700; color: var(--accent); letter-spacing: 2px; margin-bottom: 16px; }
.step-icon {
  width: 80px; height: 80px; margin: 0 auto 20px;
  border-radius: 50%; background: var(--accent-dim);
  display: flex; align-items: center; justify-content: center;
}
.step-img { width:100%; border-radius:12px; margin-bottom:16px; display:block; }
.step-title { font-size: 17px; font-weight: 700; margin-bottom: 12px; }
.step-desc { font-size: 14px; color: var(--text-secondary); line-height: 1.6; }

/* ============================================
   401K INVESTING
   ============================================ */
.investing-showcase {
  display: grid; grid-template-columns: 1fr 1fr; gap: 40px;
  margin-bottom: 48px;
}
.investing-visual {
  height: 300px; border-radius: var(--radius);
  background: linear-gradient(135deg, var(--accent-dim), transparent), var(--bg-card);
  border: 1px solid var(--border);
}
.investing-stats { display: flex; flex-direction: column; justify-content: center; gap: 24px; }
.invest-stat { padding: 24px; border-radius: var(--radius); background: var(--bg-card); border: 1px solid var(--border); }
.invest-stat-val { font-size: 32px; font-weight: 800; color: var(--accent); display: block; margin-bottom: 4px; }
.invest-stat-label { font-size: 15px; color: var(--text-secondary); }

.limits-table { margin-bottom: 48px; }
.table-title { font-size: 20px; font-weight: 700; margin-bottom: 20px; }
.table-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 16px; }
.table-item {
  padding: 20px; border-radius: var(--radius); background: var(--bg-card);
  border: 1px solid var(--border); text-align: center;
}
.table-item.accent { border-color: var(--accent); background: var(--accent-dim); }
.table-label { display: block; font-size: 13px; color: var(--text-secondary); margin-bottom: 8px; }
.table-value { font-size: 22px; font-weight: 700; }

.comparison-tabs { margin-bottom: 48px; }
.tab-btns { display: flex; gap: 8px; margin-bottom: 24px; }
.tab-btn {
  padding: 10px 24px; border-radius: var(--radius-full); font-size: 14px;
  font-weight: 600; color: var(--text-secondary);
  border: 1px solid var(--border); transition: var(--transition);
  cursor: pointer; background: transparent;
}
.tab-btn.active { background: var(--accent); color: #000; border-color: var(--accent); }
.tab-btn:hover:not(.active) { border-color: var(--text-muted); }
.tab-content { display: none; }
.tab-content.active { display: block; }
.tab-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 16px; }
.tab-item { padding: 16px; background: var(--bg-card); border-radius: var(--radius); border: 1px solid var(--border); }
.tab-i-label { display: block; font-size: 12px; color: var(--text-muted); margin-bottom: 4px; text-transform: uppercase; letter-spacing: 0.5px; }
.tab-i-val { font-size: 16px; font-weight: 600; }

.feature-cards { display: grid; grid-template-columns: repeat(4, 1fr); gap: 20px; }
.f-card {
  padding: 28px 24px; border-radius: var(--radius); border: 1px solid var(--border);
  background: var(--bg-card); transition: var(--transition);
}
.f-card:hover { border-color: var(--accent-dim); transform: translateY(-4px); }
.f-icon { width: 48px; height: 48px; border-radius: 12px; background: var(--accent-dim); margin-bottom: 16px; }
.f-card h4 { font-size: 17px; font-weight: 700; margin-bottom: 10px; }
.f-card p { font-size: 14px; color: var(--text-secondary); line-height: 1.6; }

/* ============================================
   REAL ESTATE
   ============================================ */
.re-hero {
  height: 350px; border-radius: var(--radius-lg);
  background: linear-gradient(135deg, var(--accent-dim), var(--gold-dim)), var(--bg-card);
  margin-bottom: 48px; border: 1px solid var(--border);
}
.re-why { text-align: center; max-width: 700px; margin: 0 auto 40px; }
.re-why h3 { font-size: 28px; font-weight: 800; margin-bottom: 8px; }
.re-why-sub { font-size: 18px; color: var(--gold); font-weight: 600; margin-bottom: 16px; }
.re-why p { color: var(--text-secondary); }
.re-stats { display: grid; grid-template-columns: repeat(4, 1fr); gap: 20px; margin-bottom: 48px; }
.re-stat { text-align: center; padding: 24px; border-radius: var(--radius); background: var(--bg-card); border: 1px solid var(--border); }
.re-stat-val { font-size: 36px; font-weight: 800; display: block; margin-bottom: 8px; color: var(--gold); }
.re-stat span:last-child { font-size: 13px; color: var(--text-secondary); }

.re-mechanisms { margin-bottom: 48px; }
.re-mechanisms h3 { font-size: 24px; font-weight: 700; margin-bottom: 24px; }
.mech-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 20px; }
.mech-card {
  padding: 28px 24px; border-radius: var(--radius); border: 1px solid var(--border);
  background: var(--bg-card); transition: var(--transition);
}
.mech-card:hover { border-color: var(--gold-dim); }
.mech-num { font-size: 28px; font-weight: 800; color: var(--gold); opacity: 0.5; display: block; margin-bottom: 12px; }
.mech-card h4 { font-size: 16px; font-weight: 700; margin-bottom: 10px; }
.mech-card p { font-size: 14px; color: var(--text-secondary); line-height: 1.6; }

.re-compare { margin-bottom: 48px; }
.re-compare h3 { font-size: 20px; font-weight: 700; margin-bottom: 24px; }
.compare-item { display: grid; grid-template-columns: 200px 1fr 120px; gap: 16px; align-items: center; margin-bottom: 12px; }
.compare-label { font-size: 14px; color: var(--text-secondary); }
.compare-bar-wrap { height: 12px; background: var(--bg-card); border-radius: var(--radius-full); overflow: hidden; }
.compare-bar { height: 100%; border-radius: var(--radius-full); background: var(--text-muted); transition: width 1s ease; }
.compare-bar.bar-blue { background: #448aff; }
.compare-bar.bar-green { background: var(--accent); }
.compare-val { font-size: 16px; font-weight: 700; text-align: right; }
.compare-note { font-size: 12px; color: var(--text-muted); margin-top: 12px; }

.strategy-cards { display: grid; grid-template-columns: repeat(4, 1fr); gap: 20px; margin-bottom: 48px; }
.strat-card {
  padding: 28px 24px; border-radius: var(--radius); border: 1px solid var(--border);
  background: var(--bg-card); transition: var(--transition);
}
.strat-card:hover { border-color: var(--gold-dim); transform: translateY(-4px); }
.strat-card h4 { font-size: 17px; font-weight: 700; margin-bottom: 12px; }
.strat-card p { font-size: 14px; color: var(--text-secondary); margin-bottom: 16px; line-height: 1.6; }
.strat-return { font-size: 18px; font-weight: 700; color: var(--gold); }

/* ============================================
   PROMO BANNER
   ============================================ */
.promo-banner {
  padding: 48px 0;
  background: linear-gradient(135deg, var(--accent-dim), var(--gold-dim));
  text-align: center;
}
.promo-content h3 { font-size: 24px; font-weight: 700; }
.promo-content p { font-size: 16px; color: var(--text-secondary); margin-top: 8px; }

/* ============================================
   MARKET DATA
   ============================================ */
.market-categories { display: grid; grid-template-columns: repeat(4, 1fr); gap: 16px; margin-bottom: 32px; }
.mcat { text-align: center; padding: 20px; border-radius: var(--radius); background: var(--bg-card); border: 1px solid var(--border); }
.mcat-count { display: block; font-size: 28px; font-weight: 800; color: var(--accent); margin-bottom: 4px; }
.mcat span:last-child { font-size: 14px; color: var(--text-secondary); }

.market-prices { display: grid; grid-template-columns: repeat(4, 1fr); gap: 16px; margin-bottom: 32px; }
.mprice {
  padding: 20px; border-radius: var(--radius); background: var(--bg-card);
  border: 1px solid var(--border);
}
.mp-asset { display: block; font-size: 11px; color: var(--text-muted); text-transform: uppercase; letter-spacing: 1px; margin-bottom: 4px; }
.mp-name { font-size: 16px; font-weight: 600; }
.mp-price { display: block; font-size: 18px; font-weight: 700; margin: 4px 0; }
.mp-change.up { color: var(--accent); }
.mp-change.down { color: var(--danger); }

.market-charts { display: grid; grid-template-columns: 1fr 1fr; gap: 24px; }
.chart-box { padding: 24px; border-radius: var(--radius); background: var(--bg-card); border: 1px solid var(--border); }
.chart-box h4 { font-size: 16px; font-weight: 600; margin-bottom: 20px; }
.chart-total { font-size: 18px; font-weight: 700; color: var(--accent); margin-top: 16px; }

.volume-bars { display: flex; align-items: flex-end; gap: 12px; height: 150px; }
.v-bar {
  flex: 1; background: linear-gradient(to top, var(--accent), transparent);
  border-radius: 4px 4px 0 0; display: flex; align-items: flex-end;
  justify-content: center; padding-bottom: 4px; font-size: 11px; color: var(--text-muted);
}

.sector-list { display: flex; flex-direction: column; gap: 12px; }
.sector { display: grid; grid-template-columns: 100px 1fr 80px; gap: 12px; align-items: center; font-size: 14px; }
.sector-bar-wrap { height: 8px; background: var(--bg-secondary); border-radius: var(--radius-full); overflow: hidden; }
.sector-bar { height: 100%; border-radius: var(--radius-full); background: var(--accent); transition: width 1s ease; }
.sector-bar.bar-red { background: var(--danger); }
.sector-val.up { color: var(--accent); text-align: right; }
.sector-val.down { color: var(--danger); text-align: right; }

/* ============================================
   BROKERAGE GRID
   ============================================ */
.brokerage-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; }
.b-card {
  padding: 32px 28px; border-radius: var(--radius); border: 1px solid var(--border);
  background: var(--bg-card); transition: var(--transition);
}
.b-card:hover { border-color: var(--accent-dim); transform: translateY(-4px); }
.b-card-accent { border-color: var(--accent-dim); background: linear-gradient(135deg, var(--bg-card), rgba(0, 230, 118, 0.05)); }
.b-badge {
  display: inline-block; padding: 4px 12px; font-size: 11px; font-weight: 700;
  background: var(--accent); color: #000; border-radius: var(--radius-full);
  margin-bottom: 12px; letter-spacing: 0.5px;
}
.b-icon { width: 48px; height: 48px; border-radius: 12px; background: var(--accent-dim); margin-bottom: 16px; }
.b-card h3 { font-size: 18px; font-weight: 700; margin-bottom: 12px; }
.b-card p { font-size: 14px; color: var(--text-secondary); line-height: 1.6; margin-bottom: 20px; }
.b-link { font-size: 14px; font-weight: 600; color: var(--accent); display: inline-flex; align-items: center; gap: 4px; transition: var(--transition); }
.b-link:hover { gap: 8px; }

/* ============================================
   CRYPTO LOANS
   ============================================ */
.loan-benefits { display: grid; grid-template-columns: repeat(4, 1fr); gap: 20px; margin-bottom: 40px; }
.loan-benefit { padding: 28px 24px; border-radius: var(--radius); border: 1px solid var(--border); background: var(--bg-card); text-align: center; }
.lb-icon { width: 56px; height: 56px; border-radius: 50%; background: var(--accent-dim); margin: 0 auto 16px; }
.loan-benefit h4 { font-size: 16px; font-weight: 700; margin-bottom: 8px; }
.loan-benefit p { font-size: 14px; color: var(--text-secondary); }

.loan-rates { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; margin-bottom: 32px; }
.loan-rate { text-align: center; padding: 24px; border-radius: var(--radius); background: var(--bg-card); border: 1px solid var(--border); }
.lr-val { display: block; font-size: 28px; font-weight: 800; color: var(--accent); margin-bottom: 4px; }
.lr-label { font-size: 14px; color: var(--text-secondary); }

/* ============================================
   ASSET GRID (Multi-Asset Trading)
   ============================================ */
.asset-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; margin-bottom: 24px; }
.asset-card {
  padding: 28px 24px; border-radius: var(--radius); border: 1px solid var(--border);
  background: var(--bg-card); transition: var(--transition);
}
.asset-card:hover { border-color: var(--accent-dim); transform: translateY(-4px); }
.asset-emoji { font-size: 32px; margin-bottom: 12px; }
.asset-card h3 { font-size: 18px; font-weight: 700; }
.asset-sub { display: block; font-size: 13px; color: var(--text-muted); margin-bottom: 12px; }
.asset-card p { font-size: 14px; color: var(--text-secondary); line-height: 1.6; margin-bottom: 16px; }
.asset-meta { display: flex; gap: 20px; margin-bottom: 16px; }
.am-item { font-size: 13px; color: var(--text-secondary); }
.am-val { display: block; font-size: 18px; font-weight: 700; color: var(--text); }
.asset-footer { text-align: center; font-size: 15px; color: var(--text-secondary); margin-bottom: 32px; }

/* ============================================
   PLATFORM FEATURES
   ============================================ */
.pf-subtitle { font-size: 20px; font-weight: 700; margin-bottom: 4px; text-align: center; }
.pf-sub-light { font-size: 15px; font-weight: 400; color: var(--text-secondary); }
.pf-charts { display: grid; grid-template-columns: 1fr 1fr; gap: 24px; margin: 40px 0; }
.pf-chart-box { padding: 24px; border-radius: var(--radius); background: var(--bg-card); border: 1px solid var(--border); }
.pf-chart-box h4 { font-size: 16px; font-weight: 600; margin-bottom: 4px; }
.pf-chart-sub { display: block; font-size: 13px; color: var(--text-muted); margin-bottom: 20px; }

.pf-compare-bars > div { display: grid; grid-template-columns: 80px 1fr 80px; gap: 12px; align-items: center; margin-bottom: 12px; }
.pf-bar-label { font-size: 14px; color: var(--text-secondary); }
.pf-bar-wrap { height: 10px; background: var(--bg-secondary); border-radius: var(--radius-full); overflow: hidden; }
.pf-bar { height: 100%; border-radius: var(--radius-full); background: rgba(255,255,255,0.2); transition: width 1s ease; }
.pf-bar.bar-green { background: var(--accent); }
.pf-bar-val { font-size: 14px; font-weight: 600; text-align: right; }
.pf-bar-val.up { color: var(--accent); }

.pf-progress { display: flex; flex-direction: column; gap: 12px; }
.pf-prog-item { display: grid; grid-template-columns: 50px 1fr 40px; gap: 12px; align-items: center; }
.pf-prog-item span:first-child { font-size: 14px; font-weight: 600; }
.pf-prog-item span:last-child { font-size: 14px; font-weight: 600; color: var(--accent); }
.pf-prog-bar-wrap { height: 8px; background: var(--bg-secondary); border-radius: var(--radius-full); overflow: hidden; }
.pf-prog-bar { height: 100%; border-radius: var(--radius-full); background: var(--accent); }

.pf-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; }
.pf-card { padding: 28px 24px; border-radius: var(--radius); border: 1px solid var(--border); background: var(--bg-card); transition: var(--transition); }
.pf-card:hover { border-color: var(--accent-dim); }
.pf-card h4 { font-size: 16px; font-weight: 700; margin-bottom: 10px; }
.pf-card p { font-size: 14px; color: var(--text-secondary); line-height: 1.6; }
.pf-card-security { grid-column: 1; grid-row: 1 / 3; }
.pf-card-wide { grid-column: 2 / 4; }
.pf-badges { display: flex; gap: 8px; margin-top: 16px; flex-wrap: wrap; }
.pf-badges span {
  padding: 4px 12px; font-size: 11px; font-weight: 600;
  border: 1px solid var(--border); border-radius: var(--radius-full);
  color: var(--text-secondary);
}
.pf-big-num { display: block; font-size: 48px; font-weight: 800; color: var(--accent); margin: 10px 0; }
.pf-big-num-sm { font-size: 28px; font-weight: 800; color: var(--accent); display: block; margin-top: 12px; }
.pf-big-label { font-size: 14px; color: var(--text-secondary); }
.pf-analytics { display: grid; grid-template-columns: repeat(3, 1fr); gap: 16px; margin-top: 16px; text-align: center; }
.pf-ana-val { display: block; font-size: 24px; font-weight: 800; color: var(--accent); }
.pf-analytics span:last-child { font-size: 12px; color: var(--text-muted); }

/* ============================================
   QUANTUM SECURITY
   ============================================ */
.section-quantum {
  background: linear-gradient(135deg, #000 0%, #050520 50%, #000 100%);
  position: relative;
}
.section-quantum::before {
  content: ''; position: absolute; inset: 0;
  background:
    radial-gradient(2px 2px at 20% 30%, rgba(0, 230, 118, 0.3), transparent),
    radial-gradient(2px 2px at 80% 70%, rgba(0, 230, 118, 0.2), transparent),
    radial-gradient(2px 2px at 40% 80%, rgba(0, 230, 118, 0.15), transparent);
  pointer-events: none;
}
.qs-badge {
  display: inline-block; padding: 6px 16px; font-size: 11px; font-weight: 700;
  letter-spacing: 1px; border: 1px solid var(--accent); color: var(--accent);
  border-radius: var(--radius-full); margin-bottom: 32px;
}
.qs-shield {
  display: flex; align-items: center; gap: 24px;
  padding: 24px; border-radius: var(--radius); border: 1px solid var(--accent-dim);
  background: rgba(0, 230, 118, 0.05); margin-bottom: 32px; max-width: 500px;
}
.qs-shield-icon {
  width: 60px; height: 60px; border-radius: 50%;
  background: var(--accent-dim); flex-shrink: 0;
  border: 2px solid var(--accent);
}
.qs-shield-title { display: block; font-size: 18px; font-weight: 700; color: var(--accent); margin-bottom: 12px; }
.qs-shield-stats { display: flex; gap: 24px; }
.qs-ss-val { display: block; font-size: 16px; font-weight: 700; }
.qs-ss-val + span { font-size: 12px; color: var(--text-muted); }
.qs-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 20px; margin: 40px 0; }
.qs-card { padding: 28px 24px; border-radius: var(--radius); border: 1px solid var(--border); background: rgba(17, 17, 34, 0.8); backdrop-filter: blur(10px); }
.qs-card-icon { width: 48px; height: 48px; border-radius: 12px; background: var(--accent-dim); margin-bottom: 16px; }
.qs-card h4 { font-size: 16px; font-weight: 700; margin-bottom: 10px; }
.qs-card p { font-size: 14px; color: var(--text-secondary); line-height: 1.6; }
.qs-compliance { display: flex; gap: 12px; flex-wrap: wrap; justify-content: center; }
.qs-compliance span { padding: 6px 16px; font-size: 12px; font-weight: 600; border: 1px solid var(--border-light); border-radius: var(--radius-full); color: var(--text-secondary); }

/* ============================================
   RETIREMENT PLANNING
   ============================================ */
.rp-stats { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; margin-bottom: 40px; }
.rp-stat { text-align: center; padding: 28px 20px; border-radius: var(--radius); border: 1px solid var(--border); background: var(--bg-card); }
.rp-stat-val { display: block; font-size: 36px; font-weight: 800; color: var(--gold); margin-bottom: 4px; }
.rp-stat-label { font-size: 15px; color: var(--text-secondary); }
.rp-features { max-width: 600px; margin: 0 auto; }
.rp-features h3 { font-size: 20px; font-weight: 700; margin-bottom: 20px; text-align: center; }
.rp-list { display: flex; flex-direction: column; gap: 12px; }
.rp-list li {
  padding: 12px 20px; border-radius: var(--radius); border: 1px solid var(--border);
  background: var(--bg-card); font-size: 15px;
}
.rp-list li::before { content: '✓ '; color: var(--accent); font-weight: 700; }

/* ============================================
   CALCULATOR
   ============================================ */
.calc-wrap { display: grid; grid-template-columns: 1fr 1fr; gap: 40px; align-items: start; }
.calc-form { padding: 32px; border-radius: var(--radius); border: 1px solid var(--border); background: var(--bg-card); }
.calc-account-type { display: flex; gap: 8px; margin-bottom: 24px; flex-wrap: wrap; }
.calc-type-btn {
  padding: 8px 18px; border-radius: var(--radius-full); font-size: 13px;
  font-weight: 600; border: 1px solid var(--border);
  color: var(--text-secondary); transition: var(--transition);
  cursor: pointer; background: transparent;
}
.calc-type-btn.active { background: var(--accent); color: #000; border-color: var(--accent); }
.calc-field { margin-bottom: 20px; }
.calc-field label { display: block; font-size: 14px; font-weight: 600; margin-bottom: 8px; }
.calc-field input[type="number"] {
  width: 100%; padding: 12px 16px; border-radius: var(--radius);
  border: 1px solid var(--border); background: var(--bg-secondary);
  color: var(--text); font-size: 16px;
}
.calc-field input[type="range"] { width: 100%; -webkit-appearance: none; height: 4px; background: var(--border); border-radius: 2px; outline: none; }
.calc-field input[type="range"]::-webkit-slider-thumb { -webkit-appearance: none; width: 20px; height: 20px; border-radius: 50%; background: var(--accent); cursor: pointer; }
.range-val { font-size: 16px; font-weight: 700; color: var(--accent); margin-top: 4px; display: inline-block; }
.calc-return-options { display: flex; gap: 8px; }
.ret-btn {
  padding: 8px 16px; border-radius: var(--radius-full); font-size: 13px;
  font-weight: 600; border: 1px solid var(--border); color: var(--text-secondary);
  transition: var(--transition); cursor: pointer; background: transparent;
}
.ret-btn.active { background: var(--accent); color: #000; border-color: var(--accent); }
.calc-btn { width: 100%; margin-top: 8px; }

.calc-results { padding: 32px; border-radius: var(--radius); border: 1px solid var(--border); background: var(--bg-card); min-height: 300px; display: flex; flex-direction: column; justify-content: center; }
.calc-placeholder { text-align: center; color: var(--text-muted); font-size: 16px; }
.calc-result-content { }
.cr-main { text-align: center; margin-bottom: 24px; }
.cr-label { display: block; font-size: 14px; color: var(--text-secondary); margin-bottom: 8px; }
.cr-value { font-size: 42px; font-weight: 800; color: var(--accent); }
.cr-detail { display: flex; justify-content: space-between; padding: 12px 0; border-bottom: 1px solid var(--border); font-size: 15px; }
.cr-detail span:last-child { font-weight: 600; color: var(--accent); }

/* ============================================
   CONTACT
   ============================================ */
.contact-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 20px; margin-bottom: 40px; }
.contact-card { padding: 28px 24px; border-radius: var(--radius); border: 1px solid var(--border); background: var(--bg-card); transition: var(--transition); }
.contact-card:hover { border-color: var(--accent-dim); transform: translateY(-4px); }
.cc-icon { width: 48px; height: 48px; border-radius: 12px; background: var(--accent-dim); margin-bottom: 16px; }
.contact-card h4 { font-size: 16px; font-weight: 700; margin-bottom: 8px; }
.contact-card a, .cc-highlight { display: block; font-size: 14px; color: var(--accent); font-weight: 600; margin-bottom: 8px; }
.contact-card p { font-size: 14px; color: var(--text-secondary); line-height: 1.6; }
.contact-cta { text-align: center; padding: 40px; border-radius: var(--radius); border: 1px solid var(--accent-dim); background: var(--accent-dim); }
.contact-cta p { font-size: 18px; font-weight: 600; margin-bottom: 16px; }

/* ============================================
   MOBILE TRADING
   ============================================ */
.mobile-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 40px; align-items: center; }
.mobile-features { display: flex; flex-direction: column; gap: 20px; }
.mf-item { display: flex; gap: 16px; align-items: flex-start; }
.mf-icon { width: 48px; height: 48px; border-radius: 12px; background: var(--accent-dim); flex-shrink: 0; }
.mf-item h4 { font-size: 16px; font-weight: 700; margin-bottom: 4px; }
.mf-item p { font-size: 14px; color: var(--text-secondary); }
.mf-rating { margin-top: 16px; padding: 16px; border-radius: var(--radius); background: var(--bg-card); border: 1px solid var(--border); text-align: center; }
.mf-stars { font-size: 24px; color: var(--gold); display: block; margin-bottom: 8px; }
.mf-rating-text { font-size: 14px; color: var(--text-secondary); }
.mf-rating-text strong { color: var(--text); }
.mobile-phone {
  height: 450px; border-radius: 32px; border: 3px solid var(--border);
  background: linear-gradient(135deg, var(--bg-card), var(--accent-dim));
  max-width: 280px; margin: 0 auto;
}

/* ============================================
   EDUCATION
   ============================================ */
.edu-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; }
.edu-card {
  padding: 28px 24px; border-radius: var(--radius); border: 1px solid var(--border);
  background: var(--bg-card); transition: var(--transition);
  display: flex; flex-direction: column;
}
.edu-card:hover { border-color: var(--accent-dim); transform: translateY(-4px); }
.edu-badge {
  display: inline-block; align-self: flex-start; padding: 3px 10px;
  font-size: 11px; font-weight: 600; border-radius: var(--radius-full);
  margin-bottom: 12px;
}
.edu-free .edu-badge { background: var(--accent-dim); color: var(--accent); }
.edu-premium .edu-badge { background: var(--gold-dim); color: var(--gold); }
.edu-cat { display: block; font-size: 12px; color: var(--text-muted); margin-bottom: 8px; text-transform: uppercase; letter-spacing: 0.5px; }
.edu-card h4 { font-size: 17px; font-weight: 700; margin-bottom: 10px; flex: 1; }
.edu-card p { font-size: 14px; color: var(--text-secondary); line-height: 1.6; margin-bottom: 16px; }
.edu-footer { display: flex; justify-content: space-between; align-items: center; padding-top: 16px; border-top: 1px solid var(--border); }
.edu-time { font-size: 13px; color: var(--text-muted); }
.edu-footer a { font-size: 14px; font-weight: 600; color: var(--accent); }

/* ============================================
   QUICK ACCESS
   ============================================ */
.qa-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 16px; }
.qa-link {
  display: block; padding: 16px 20px; border-radius: var(--radius);
  border: 1px solid var(--border); background: var(--bg-card);
  font-size: 14px; font-weight: 500; text-align: center;
  transition: var(--transition); color: var(--text-secondary);
}
.qa-link:hover { border-color: var(--accent); color: var(--accent); transform: translateY(-2px); }

/* ============================================
   FAQ
   ============================================ */
.faq-list { max-width: 700px; margin: 0 auto; display: flex; flex-direction: column; gap: 12px; }
.faq-item { border: 1px solid var(--border); border-radius: var(--radius); overflow: hidden; }
.faq-question {
  width: 100%; padding: 20px 24px; display: flex; justify-content: space-between;
  align-items: center; font-size: 16px; font-weight: 600;
  background: var(--bg-card); transition: var(--transition); text-align: left;
}
.faq-question:hover { background: var(--bg-card-hover); }
.faq-arrow { font-size: 12px; transition: var(--transition); }
.faq-item.active .faq-arrow { transform: rotate(180deg); }
.faq-answer {
  max-height: 0; overflow: hidden; transition: max-height 0.3s ease, padding 0.3s ease;
  padding: 0 24px; background: var(--bg-secondary);
}
.faq-item.active .faq-answer { max-height: 300px; padding: 20px 24px; }
.faq-answer p { font-size: 15px; color: var(--text-secondary); line-height: 1.7; }

/* ============================================
   FINAL CTA
   ============================================ */
.section-cta-final {
  text-align: center;
  background: linear-gradient(135deg, var(--accent-dim), transparent, var(--gold-dim));
}
.cta-final-content p { font-size: 18px; color: var(--text-secondary); margin-bottom: 32px; }

/* ============================================
   FOOTER
   ============================================ */
/* ============================================
   ICON PLACEHOLDER STYLES
   ============================================ */
.step-icon-1 { background: linear-gradient(135deg, #00e676, #00c853); }
.step-icon-2 { background: linear-gradient(135deg, #448aff, #2979ff); }
.step-icon-3 { background: linear-gradient(135deg, #ffd700, #ffab00); }
.step-icon-4 { background: linear-gradient(135deg, #ff6d00, #e65100); }
.step-icon-5 { background: linear-gradient(135deg, #e040fb, #aa00ff); }
.f-icon-1 { background: linear-gradient(135deg, #00e676, #00c853); }
.f-icon-2 { background: linear-gradient(135deg, #448aff, #2979ff); }
.f-icon-3 { background: linear-gradient(135deg, #ffd700, #ffab00); }
.f-icon-4 { background: linear-gradient(135deg, #e040fb, #aa00ff); }
.b-icon-stocks { background: linear-gradient(135deg, #00e676, #00c853); }
.b-icon-options { background: linear-gradient(135deg, #448aff, #2979ff); }
.b-icon-crypto { background: linear-gradient(135deg, #ffd700, #ffab00); }
.b-icon-ai { background: linear-gradient(135deg, #e040fb, #aa00ff); }
.b-icon-copy { background: linear-gradient(135deg, #ff6d00, #e65100); }
.lb-icon-1 { background: linear-gradient(135deg, #00e676, #00c853); }
.lb-icon-2 { background: linear-gradient(135deg, #448aff, #2979ff); }
.lb-icon-3 { background: linear-gradient(135deg, #ffd700, #ffab00); }
.lb-icon-4 { background: linear-gradient(135deg, #e040fb, #aa00ff); }
.mf-icon-1 { background: linear-gradient(135deg, #00e676, #00c853); }
.mf-icon-2 { background: linear-gradient(135deg, #448aff, #2979ff); }
.mf-icon-3 { background: linear-gradient(135deg, #ffd700, #ffab00); }
.mf-icon-4 { background: linear-gradient(135deg, #e040fb, #aa00ff); }
.cc-icon-mail { background: linear-gradient(135deg, #00e676, #00c853); }
.cc-icon-support { background: linear-gradient(135deg, #448aff, #2979ff); }
.cc-icon-hours { background: linear-gradient(135deg, #ffd700, #ffab00); }
.cc-icon-location { background: linear-gradient(135deg, #e040fb, #aa00ff); }
.qs-ci-1 { background: linear-gradient(135deg, #00e676, #00c853); }
.qs-ci-2 { background: linear-gradient(135deg, #448aff, #2979ff); }
.qs-ci-3 { background: linear-gradient(135deg, #ffd700, #ffab00); }
.qs-ci-4 { background: linear-gradient(135deg, #e040fb, #aa00ff); }

.footer { background: var(--bg-dark); border-top: 1px solid var(--border); }
.footer-top {
  display: grid; grid-template-columns: 1.5fr 2fr; gap: 60px;
  padding: 60px 24px;
}
.footer-desc { font-size: 14px; color: var(--text-secondary); margin: 16px 0; line-height: 1.7; max-width: 360px; }
.footer-email { font-size: 14px; color: var(--accent); font-weight: 600; display: inline-block; margin-bottom: 16px; }
.footer-social { display: flex; gap: 12px; }
.footer-social a {
  width: 36px; height: 36px; border-radius: 50%; border: 1px solid var(--border);
  display: flex; align-items: center; justify-content: center;
  color: var(--text-secondary); transition: var(--transition);
}
.footer-social a:hover { border-color: var(--accent); color: var(--accent); }
.footer-social svg { width: 16px; height: 16px; }
.footer-links { display: grid; grid-template-columns: repeat(3, 1fr); gap: 40px; }
.footer-col h5 { font-size: 13px; font-weight: 600; text-transform: uppercase; letter-spacing: 1px; color: var(--text-muted); margin-bottom: 20px; }
.footer-col a {
  display: block; font-size: 14px; color: var(--text-secondary);
  margin-bottom: 12px; transition: var(--transition);
}
.footer-col a:hover { color: var(--accent); }
.footer-bottom { border-top: 1px solid var(--border); padding: 24px 0; }
.footer-bottom .container { display: flex; justify-content: space-between; align-items: center; gap: 24px; flex-wrap: wrap; }
.footer-legal { font-size: 12px; color: var(--text-muted); line-height: 1.7; max-width: 600px; }
.footer-bottom-links { display: flex; gap: 16px; flex-wrap: wrap; }
.footer-bottom-links a { font-size: 12px; color: var(--text-muted); transition: var(--transition); }
.footer-bottom-links a:hover { color: var(--accent); }

/* ============================================
   SCROLL REVEAL
   ============================================ */
.reveal { opacity: 0; transform: translateY(30px); transition: opacity 0.6s ease, transform 0.6s ease; }
.reveal.visible { opacity: 1; transform: translateY(0); }

/* ============================================
   RESPONSIVE
   ============================================ */
@media (max-width: 1024px) {
  .steps-grid { grid-template-columns: repeat(3, 1fr); }
  .mech-grid { grid-template-columns: repeat(2, 1fr); }
  .strategy-cards { grid-template-columns: repeat(2, 1fr); }
  .feature-cards { grid-template-columns: repeat(2, 1fr); }
  .pf-grid { grid-template-columns: repeat(2, 1fr); }
  .pf-card-security { grid-column: auto; grid-row: auto; }
  .pf-card-wide { grid-column: auto; }
  .qs-grid { grid-template-columns: repeat(2, 1fr); }
  .asset-grid { grid-template-columns: repeat(2, 1fr); }
  .brokerage-grid { grid-template-columns: repeat(2, 1fr); }
  .edu-grid { grid-template-columns: repeat(2, 1fr); }
}

@media (max-width: 768px) {
  .nav-links, .nav-actions { display: none; }
  .hamburger { display: flex; }
  .nav-links.open {
    display: flex; flex-direction: column; position: absolute; top: var(--nav-height);
    left: 0; right: 0; background: var(--bg-primary); padding: 24px;
    border-bottom: 1px solid var(--border); gap: 16px;
  }
  .nav-actions.open { display: flex; position: absolute; top: calc(var(--nav-height) + 250px); left: 0; right: 0; padding: 0 24px 24px; background: var(--bg-primary); border-bottom: 1px solid var(--border); }

  .stats-grid { grid-template-columns: repeat(2, 1fr); }
  .steps-grid { grid-template-columns: 1fr; }
  .investing-showcase { grid-template-columns: 1fr; }
  .table-grid { grid-template-columns: repeat(2, 1fr); }
  .tab-grid { grid-template-columns: repeat(2, 1fr); }
  .feature-cards { grid-template-columns: 1fr; }
  .re-stats { grid-template-columns: repeat(2, 1fr); }
  .mech-grid { grid-template-columns: 1fr; }
  .strategy-cards { grid-template-columns: 1fr; }
  .market-categories { grid-template-columns: repeat(2, 1fr); }
  .market-prices { grid-template-columns: repeat(2, 1fr); }
  .market-charts { grid-template-columns: 1fr; }
  .brokerage-grid { grid-template-columns: 1fr; }
  .loan-benefits { grid-template-columns: repeat(2, 1fr); }
  .loan-rates { grid-template-columns: 1fr; }
  .asset-grid { grid-template-columns: 1fr; }
  .pf-charts { grid-template-columns: 1fr; }
  .pf-grid { grid-template-columns: 1fr; }
  .qs-grid { grid-template-columns: 1fr; }
  .rp-stats { grid-template-columns: 1fr; }
  .calc-wrap { grid-template-columns: 1fr; }
  .contact-grid { grid-template-columns: repeat(2, 1fr); }
  .mobile-grid { grid-template-columns: 1fr; }
  .edu-grid { grid-template-columns: 1fr; }
  .qa-grid { grid-template-columns: repeat(2, 1fr); }
  .footer-top { grid-template-columns: 1fr; gap: 40px; }
  .footer-links { grid-template-columns: repeat(2, 1fr); }
  .footer-bottom .container { flex-direction: column; text-align: center; }
  .compare-item { grid-template-columns: 1fr; text-align: center; }
  .hero-title { font-size: clamp(36px, 10vw, 52px); }
  .compare-val { text-align: center; }
}

@media (max-width: 480px) {
  .stats-grid { grid-template-columns: 1fr 1fr; }
  .re-stats { grid-template-columns: 1fr; }
  .market-categories { grid-template-columns: 1fr; }
  .market-prices { grid-template-columns: 1fr; }
  .loan-benefits { grid-template-columns: 1fr; }
  .contact-grid { grid-template-columns: 1fr; }
  .qa-grid { grid-template-columns: 1fr; }
  .footer-links { grid-template-columns: 1fr; }
  .table-grid { grid-template-columns: 1fr; }
  .tab-grid { grid-template-columns: 1fr; }
  .hero-trust { flex-direction: column; align-items: center; }
}